Ca Go for leasing
Prefer Leasing to Buying?
A premium electric cargo bike is a valuable but significant investment. Leasing offers an attractive alternative to purchasing—ideal for employees and self‑employed professionals alike.
Here you will find the most important information about leasing your cargo bike.
How Cargo Bike Leasing Works
Sample calculation
- Purchase Price
- 6,790 euros
- Gross Monthly Salary
- 3,500 euros
- Tax Class
- 1
- Term
- 36 months
- Net Monthly Cost
- 115 euros
- Relative Savings
- 2,147 euros
At the end of the leasing period, you can decide whether to take ownership of your Ca Go bike.
Save More with Leasing: With company bike leasing, the monthly rate is deducted directly from your gross salary. This reduces taxable income and can result in savings of up to 40 percent through salary conversion and tax advantages.
Savings of up to 40% are possible thanks to salary conversion and tax incentives.
Cargo bike leasing for you as an employee
All you need is an employer who works with an appropriate provider. Your employer leases the e-bike and makes it available to you. For this purpose, part of your gross salary is converted and withheld. For you, this means less tax. If things work out well, your company may even give you the e-bike as a salary bonus. Of course, you can use it not only to get to work. Whether you're going shopping or on holiday, the choice is yours.
Bicycle Leasing for Companies
A leasing agreement allows your employer to provide the cargo bike to you. The monthly rates are deducted from your salary and can be claimed by the company as business expenses, reducing taxable profit.
Leasing for the Self-Employed
For freelancers and business owners, cargo bike leasing works in a similar way. Monthly leasing rates are paid from the business account. Comparing different leasing providers is recommended, and consulting a tax advisor is advisable.
Private Leasing
Private cargo bike leasing is arranged through your employer and operates via salary conversion. Part of your salary is used to cover the leasing rate, reducing your tax burden. This model is comparable to company car leasing and is supported by favourable tax regulations.
Please note: there is no legal entitlement to bike leasing; participation is voluntary for employers.
Alternatives to Leasing
Instead of leasing, you can purchase your e‑cargo bike outright or finance it over a fixed term. Subsidy programmes offered by federal, state or municipal authorities may also be available, although these are often time‑limited and subject to specific conditions.
How to Order
- Discuss leasing with your employer
- Configure your Ca Go bike at cagobike.com
- Find your nearest dealer using the dealer search
- Select leasing as your payment method at the dealer
- Order the bike through your employer
- Enjoy life with your Ca Go bike
Obtain more information from your local Ca Go dealer.
Dealer Near YouBenefits of Cargo Bike Leasing
Savings
Leasing companies advertise discounts up to 40 percent. However, how much you are actually saving depends on several like tax class, income, etc.
Service
Regular check-ups at the workshop are included in the leasing deal. This ensures your e-cargo bike is always in optimal condition.
Insurance
Most bike leasing deals include comprehensive insurrance coverage, which protects against theft and accident damage, and can even provide a mobility guarantee that ensures you get a replacement vehicle if needed. A condition for theft insurance is most often the purchase of a high-quality lock.
Accessories Included
Every accessoire or equipment option that can be permanently attached to the electric cargo bike may be included in the leasing. This is particularly interesting for cargo bikes, because you need child seats, transport boxes, or covers depending on the purpose.
Family Members
Your partner is permitted to use your leased bicycle. This is especially convenient for parents who share the use of the bike for child transport, shopping and more.
No Personal Purchase
Legally speaking, your e-cargo bike belongs to your employer. You can return the bicycle after the leasing period (usually 36 months).
Affordable Purchase
Instead of returning the bike, you can simply keep it by paying the residual value.
Find the Perfect Ca Go Bike for You
View All Models Dealer Near YouSelected Ca Go models
-
CS200 Exclusive – Edition 5
Maximum comfort and flexibility with extra space for your cargo - for those who won't compromise.
-
FS200 Life Family-Plus – Edition 5
The fully equipped electric family vehicle
-
FS200 Vario Open-Pro – Edition 5
For sure: The versatile load master among e-cargo bikes